Philippines Public Holidays 2026: When Are Banks Closed?
Philippines Public Holidays 2026: When Are Banks Closed?
When sending money to loved ones living in the Philippines or expecting payments from the Philippines, knowing the official public holiday calendar is essential. On public holidays, banks and government offices are closed, which may cause money transfers to be delayed until the next business day.
To clearly answer the question “When will my money arrive?”, below you’ll find a detailed overview of Philippines public holidays in 2026 and their impact on banking and money transfer operations.
Philippines Banking & Public Holiday Calendar 2026
The table below shows the official public holidays in the Philippines in 2026, whether banks are open, and how money transfers are affected:
| Holiday Name | Date | Banks | Transfer Status |
|---|---|---|---|
| New Year’s Day | January 1, 2026 (Thursday) | Closed | Processed on the next business day |
| Araw ng Kagitingan (Day of Valor) | April 9, 2026 (Thursday) | Closed | Processed on Friday |
| Labor Day | May 1, 2026 (Friday) | Closed | Processed on Monday |
| Independence Day | June 12, 2026 (Friday) | Closed | Processed on Monday |
| Ninoy Aquino Day | August 21, 2026 (Friday) | Closed | Processed on Monday |
| National Heroes Day | August 31, 2026 (Monday) | Closed | Processed on Tuesday |
| Bonifacio Day | November 30, 2026 (Monday) | Closed | Processed on Tuesday |
| Christmas Day | December 25, 2026 (Friday) | Closed | Processed on Monday |
Note: In the Philippines, some holidays may be declared as special non-working holidays. Bank operating status may vary based on official announcements.
Impact of Philippines Public Holidays on Money Transfers (2026)
On official public holidays in the Philippines:
Banks and government institutions are closed
Bank transfers and remittances are not processed
Delays may be extended when holidays overlap with weekends
For this reason, public holidays should always be considered when planning money transfers to the Philippines.
Impact of Religious and National Holidays on Banking
Most public holidays in the Philippines are national or Christian-based and are officially recognized.
Impact:
Transfer instructions submitted on holidays are processed on the first business day after the holiday.
Recommendation:
To avoid delays, it’s advisable to complete your transfer at least one business day before an official holiday.
The Fastest Way to Send Money During Public Holidays
Even when banks are closed on public holidays, urgent expenses such as rent, bills, or family needs continue. That’s why digital money transfer solutions become the most practical alternative to traditional banking.
Why Use kuikpara During Public Holidays?
24/7 transactions, even when banks are closed
No restrictions on public holidays or weekends
Easy mobile access via smartphone
Fast and secure infrastructure
With kuikpara, you can continue sending money to the Philippines without interruption—even on holidays.
Frequently Asked Questions (FAQ)
Can money transfers be made during public holidays in the Philippines?
Yes, transfer instructions can be submitted; however, bank transfers are processed on the next business day when banks reopen.
When do banks reopen if a holiday falls on a weekend?
Banks resume normal operations on the first business day following the holiday.
Are banks closed on all holidays in the Philippines?
Banks are closed on official public holidays. However, on some special holidays, bank operating status may vary depending on official announcements.