Poland Public Holidays 2026: When Are Banks Closed?

Poland Public Holidays 2026: When Are Banks Closed?
In Poland, knowing the official holiday calendar is essential when sending money to loved ones or expecting payments from the country. On public holidays, banks and government institutions are closed, which may cause money transfers to be processed on the next business day.
To help you clearly answer the question “When will my money arrive?”, you can find the 2026 public holidays in Poland and their impact on banking operations below.
2026 Poland Banking and Holiday Calendar
The table below shows the official public holidays in 2026 when banks are closed in Poland, along with the expected status of money transfers.
| Holiday Name | Date | Banks | Transfer Status |
|---|---|---|---|
| New Year’s Day | January 1, 2026 | Closed | Processed on the next business day |
| Epiphany (Three Kings’ Day) | January 6, 2026 | Closed | Next business day |
| Easter Sunday | April 5, 2026 | Closed | Next business day |
| Easter Monday | April 6, 2026 | Closed | Next business day |
| Labour Day | May 1, 2026 | Closed | Next business day |
| Constitution Day | May 3, 2026 | Closed | Next business day |
| Corpus Christi | June 4, 2026 | Closed | Next business day |
| Polish Army Day & Assumption of Mary | August 15, 2026 | Closed | Next business day |
| All Saints’ Day | November 1, 2026 | Closed | Next business day |
| Independence Day | November 11, 2026 | Closed | Next business day |
| Christmas Day | December 25, 2026 | Closed | Next business day |
| Second Day of Christmas | December 26, 2026 | Closed | Next business day |
How Public Holidays Affect Money Transfers
During public holidays in Poland:
Banks and government institutions are closed
Bank transfers and payment processing are paused
Delays may be longer when holidays connect with weekends
Consecutive holidays around Easter and Christmas may extend processing times
For this reason, public holidays should always be considered when planning money transfers to Poland.
Impact of National Holidays on Banking Operations
The financial system in Poland does not operate on public holidays, and banking transactions are suspended. Banking regulations are generally governed by the National Bank of Poland.
Impact
Transfer instructions submitted on public holidays are processed on the first business day when banks reopen.
Recommendation
It is advisable to plan transfers at least 1–2 business days in advance, especially before Easter, major summer holidays, and the Christmas period.
The Fastest Way to Send Money During Holidays
Even when banks are closed on public holidays, international money transfer needs continue. In such cases, digital money transfer solutions offer an alternative to traditional banking.
Why choose digital transfer solutions?
Ability to submit transfer instructions 24/7
No restrictions due to public holidays or weekends
Easy transactions via mobile applications
Fast and secure infrastructure
This allows you to plan your transfers even during holiday periods.
Frequently Asked Questions (FAQ)
Can money transfers be made on public holidays in Poland?
Instructions can be submitted, but processing takes place on the next business day because banks are closed.
Are banks open on public holidays in Poland?
No. Banks are closed on public holidays.
Does the Easter holiday period affect transfer times?
Yes. Consecutive holidays during Easter may delay processing by several days.
Do Christmas holidays delay transfers?
Yes. Transfers may be processed on the next business day due to multiple consecutive holidays.
Can I send money to Poland on a holiday?
Yes, you can submit the instruction, but the transfer will be completed once banks reopen.